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Credit Cards
Applying for a credit card is pretty much human nature now of days. Knowing the details and finding the right credit card company is a key ingredient to how much it might cost you when times get rough. Let us give you some tips.
CHECK YOUR CREDIT SCORE
One of the first steps any person should take would be to check there
credit! Make sure your credit history is accurate. It is always wise
to know your score before your lender. This can help you gain an edge
if you do have to negotiate your rate or loan amount.
CHECK YOUR BUDGET
Never forget the most important thing is making that mortgage payment. Be sure that before you get your credit card that you can afford to make your monthly payments.
READ READ READ THE FINE PRINT
One of the biggest mistakes people make is forgetting to read the fine print on a credit card application. Here are some helpfull hints on what to look for next time you fill out a credit card application:
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The introductory APR compared to the APR after the introductory period
- When your payments are due
- Any annual fee
- Credit limit
- Charges and fees for late payments and over balance limit
- Does your rate go up if you are late once?
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